- I have been reckless enough with my finances for almost the entirety of my adult life that now is certainly the time to be more frugal.
- I have no idea when I will be able to secure employment once I get to Emporia or how much I will be making.
- If I am not living paycheck to paycheck, I will be a lot happier.
- A few cutbacks in spending now = less time being poor in the future.
By the way, I really hate thinking about finances. At least when I am being stupid about them. Gives me a headache.
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